Investor Disclaimer

Version: 1.0 · Effective Date: 1 January 2026

1. Purpose

This Investor Disclaimer applies to any content on the website at lumobond.com, or in any presentations, decks, emails, or other communications made available by LumoBond AB (under formation) ("LumoBond", "we", "us"), a company organised under the laws of Sweden, that references our business plans, financial projections, growth ambitions, or investment activities. It is intended to clarify the nature and limitations of such content for prospective investors, journalists, partners, and members of the public.

2. No Offer of Securities

Nothing on our website or in any related communication constitutes, or should be construed as, an offer to sell, or a solicitation of an offer to buy, any securities, shares, notes, tokens, or other financial instruments in LumoBond or any affiliated entity, in Sweden, the European Union, or any other jurisdiction. Any offering of securities by LumoBond, if and when it occurs, will only be made through definitive offering documents and in compliance with all applicable securities laws and regulations, and only to persons who are eligible to receive such an offer under the laws of their jurisdiction.

3. No General Solicitation

We do not use our public website to conduct a general solicitation or general advertising of any securities offering. Where we reference our fundraising history, investors, or ambitions on our website, this is provided for general informational and transparency purposes only and does not constitute an invitation to invest.

4. Forward-Looking Statements

Our website and communications may contain forward-looking statements, including statements about our anticipated product features, launch timelines, market opportunity, business strategy, growth plans, and future financial or operational performance. These statements are based on our current expectations, estimates, and projections as of the date they are made and are inherently subject to significant risks, uncertainties, and assumptions that may cause actual results to differ materially from those expressed or implied.

Words such as "expect," "anticipate," "intend," "plan," "believe," "estimate," "project," "will," "may," "aim," and similar expressions are intended to identify forward-looking statements, although not all forward-looking statements contain these words. You should not place undue reliance on any forward-looking statements, which speak only as of the date made.

5. Risk Factors

Factors that could cause actual results to differ materially from forward-looking statements include, without limitation: our stage of development as an early-stage, pre-launch company; the inherent uncertainty of developing novel hardware and AI-based software products; our ability to raise sufficient capital on acceptable terms or at all; competition in the technology and relationship-technology sectors; changes in applicable law and regulation, including data protection and artificial intelligence regulation; our ability to attract and retain qualified personnel; market acceptance of our Product once launched; supply chain and manufacturing risks associated with the companion wearable; and general economic and market conditions. This list is not exhaustive, and other unknown or unpredictable factors could also materially affect our future results.

6. No Obligation to Update

We undertake no obligation, and expressly disclaim any obligation, to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, except as required by applicable law.

7. No Financial or Investment Advice

Nothing on our website or in our communications constitutes financial, investment, tax, or legal advice. Prospective investors should conduct their own independent due diligence and consult with their own professional advisers before making any investment decision related to LumoBond or any similar company.

8. Company Formation Status

LumoBond AB is currently under formation under the laws of Sweden. References to "LumoBond" on our website and in our communications may, depending on context, refer to the company being formed, its founders, or its future operating entity. Prospective investors and partners should not assume the existence of a fully incorporated and operational legal entity with a specific capital structure unless expressly confirmed to them in writing through appropriate channels.

9. Confidentiality of Non-Public Information

Any non-public financial, strategic, or business information shared with prospective investors directly, such as through a data room or pitch materials, is shared subject to separate confidentiality obligations and does not form part of the public statements made on this website. This Disclaimer does not expand or restrict the terms of any separate non-disclosure agreement you may have entered into with us.

10. No Guarantee of Returns

Investing in early-stage companies, including companies developing novel technology and hardware products such as ours, carries a high degree of risk, including the possible loss of the entire investment. Past performance, whether of LumoBond or comparable companies, is not indicative of future results, and no representation is made that any investor will achieve profits or avoid losses.

11. Jurisdictional Restrictions

The information on our website is not directed at, and must not be acted upon by, any person in any jurisdiction where doing so would be contrary to local law or regulation, including any jurisdiction where an offer or solicitation relating to securities would require registration or qualification not currently in place.

12. Contact for Investor Enquiries

Genuine investor enquiries can be directed to investors@lumobond.com. We will provide appropriate information and documentation, subject to applicable confidentiality and securities law requirements, on a case-by-case basis.

13. Governing Law

This Investor Disclaimer is governed by the laws of Sweden. Any disputes arising from or relating to this Disclaimer will be handled in accordance with the dispute resolution provisions of our Terms of Service.

14. Changes to This Disclaimer

We may update this Investor Disclaimer from time to time to reflect changes in our business, funding activities, or applicable law. The effective date above will be revised whenever changes are made.